Debt Counselling
The debt counselling helps people with low income, heavy debt and low allowance achieve an overview of the debt and administrate the repayment.
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Where and How?
The personal debt counselling takes place in The Danish Consumer Council’s debt counselling in Aalborg. To book a personal meeting, you have to fill in a form via the homepage. Afterwards, you will be contacted to arrange a meeting. Read more on gæld.tænk.dk where you can also book a meeting (The text is in Danish).
The debt center is open on Wednesdays between 16.00-18.00 and can be contacted during the opening hours on phone 25 56 71 07 and e-mail: gaeld-aalborg@fbr.dk.
The address is Hovedbiblioteket, Rendsburggade 2, 9000 Aalborg.
The telephone counselling can be contacted on phone 25 56 00 33 Tuesdays and Thursdays between 14.00-18.00 and Wednesdays between 12.00-16.00.
What is Debt Councelling?
The debt counselling can take place as a personal meeting, as a phone inquiry or as mail counselling. The debt advisers will always take the concrete situation into consideration, and the debt counselling could for example contain:
- Help to identify the economical situation, for example an overview of the debt, budget and repayment plan.
- Help to manage the debt, for example advice on the opportunities of cancellation of debt, and help to negotiate with the creditors.
- Information about, for example, meetings in bailiff's court and with debt registers.
Telephone- and e-mail counselling can only be used for isolated questions such as “What does it mean to go to the bailiff's court?” or “Am I liable for my spouse's debt?”
Links (to Danish sites)
- Forbruger Rådet: the Danish Consumer Council
- Borrow books about debt counseling
- Tænk Penge is The Danish Consumer Council's magazine about money and private economy